Stellar (XLM) is a decentralized open-source network designed for fast, inexpensive cross-border payments. Stellar was created in 2014 by the non-profit organization called Stellar Development Foundation. Stellar’s vision is to be of use whether you connect citizens with payment services, connect payment systems, or connect financial institutions around the world. The Stellar network uses its native token, XLM, to facilitate any currency bridge between currencies through payments with less transaction cost, which is particularly useful in developing or underbanked regions. Stellar has a lovely light-weight infrastructure that provides a low-cost model to navigate remittances, micro payments, and tokenized asset transfers. Over time, Stellar has positioned itself as an appropriate blockchain/blockchain-based method solution for real-world financial use cases and movement of digital assets across borders.
XLM Price Analysis For July 22, 2025
The XLM price analysis shows a choppy market with repeated downward channels, short bounces, and a tight trading range that limited any strong XLM breakout. The session began with sideways movement near $0.459. By 00:15, the XLM Price entered a downward channel, gradually slipping lower. Around 00:45, RSI dipped into oversold territory, signaling bearish pressure. A quick MACD golden cross at 01:00 helped spark a small bounce, followed by a short uptrend that pushed the price toward $0.464 by 01:30.
However, that recovery lost momentum. By 02:00, sellers took control again, and another downward channel formed. RSI hit overbought levels briefly at 02:30 but reversed quickly. Multiple golden crosses on the MACD around 02:45 and 03:15 suggested buying interest, but the XLM price kept trending down, with RSI falling into oversold again by 03:30. Between 03:45 and 04:45, the Stellar Price followed another declining path, making fresh intraday lows. A MACD death cross near 04:15 confirmed bearish strength. At 04:45, RSI again hit oversold, and a golden cross formed at 05:00, triggering a quick bounce.
Chart 1- XLM/USDT M1 Chart, Analysed By Anushri Varshney, Published on TradingView, July 22, 2025
From 05:30 to 07:30, XLM entered a tight trading range between $0.456 and $0.460. The range showed stability, with several MACD golden crosses and one brief overbought RSI spike. However, no clear XLM breakout occurred. Bulls tried to regain control, but the volume stayed weak. At 07:45, a new downtrend began. The XLM Price broke below $0.455, falling steadily to $0.450 by 08:15. RSI once again dropped into oversold levels. By 08:30, a slight bounce appeared, and the session ended near $0.4539.
Throughout the day, the price stayed inside short-term channels with no major trend. The MACD and RSI gave mixed signals, with frequent golden crosses but no follow-through. Buyers stepped in near lows, but momentum remained soft.
Stellar Expands Mobile Transfers and Boosts Stablecoin Utility in East Africa and U.S.
Stellar has joined forces with MTN Group to offer new mobile money services throughout Uganda, Kenya, and Nigeria. Now users can convert local currency to XLM with just their phone. This initiative is meant to enhance the ability for users to send money across borders, as well as address international remittance costs in many demographies heavily reliant on mobile finance.
During Q2 of 2025, Stellar also saw a 45% increase in USD Coin (USDC) activity on its network, thanks to the quick uptake of Fintech in Africa and remittance partnerships. This solidifies Stellar’s position as a low-cost stablecoin settlement platform for price-sensitive markets. In the U.S., a new project called Arkadia has launched on Stellar, introducing tokenized municipal bonds for mid-sized cities. Backed by Franklin Templeton, the initiative uses Stellar’s network for its efficiency and low fees, further strengthening its foothold in asset tokenization.
Additionally, Stellar has begun interoperability testing with the Celo blockchain. Their joint testnet is focused on building a secure, trustless bridge to enable asset transfers between both chains. If successful, this bridge could unlock expanded access to DeFi tools and remittance services across both ecosystems. Meanwhile, the XLM Price has climbed 2.68% to $0.4818, supported by increased trading volume and a bullish ascending triangle pattern. Resistance is near $0.50, with support at $0.46 and $0.438, signaling growing momentum behind Stellar’s ongoing developments.
XLM Price Strengthens Amid Expanding Use Cases and Network Growth
The recent developments around Stellar reflect a solid foundation for sustained growth, both in adoption and market strength. With Stellar’s mobile money integration via MTN Group, cross-border usage of XLM is set to expand in East Africa where demand for low-cost remittance tools is high. The 45% rise in USDC activity on the Stellar network, driven by African fintechs and licensed remittance providers, reinforces its position as a cost-efficient blockchain for stablecoin settlements.
Additionally, the launch of Arkadia’s tokenized municipal bonds backed by Franklin Templeton highlights Stellar’s growing role in institutional-grade asset tokenization. Interoperability testing with Celo’s blockchain further adds technical depth and signals potential for wider DeFi access. The price is tracing an ascending triangle on the chart and is being supported at the $0.46 region. If there’s volume, a break above $0.50 would indicate that XLM could be breaking out, leading to further momentum on the upside.
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